Scholarships Available!

Our latest round up of scholarship opportunities!


1. Wake Forest University has an opportunity for minority students to attend its MBA program for FREE, and so far, the response has been very poor. Please pass along this opportunity to your friends, families.

This is a great school and a tremendous opportunity to attend a top graduate school. See the details below, the contact person is: Derrick S.
Boone, Ph.D., Associate Professor of Marketing, Rm. 3139 Worrell Professional Center, Babcock Graduate School of Management - Wake Forest
University WINSTON SALEM NC 27109-8738 email: derrick.boone@mba.wfu.edu
or visit www.wfu.edu toll free (866) 925-3622

2. Black Male Teachers needed. Do you know any Black Males who are
seniors in high school who want to go to college out of state for FREE?
The CALL ME MISTER program is offered by 4 historically black colleges in
South Carolina, Benedict College , Chaflin University, Morris College and
South Carolina State University - visit the
www.callmemister.clemson.edu/index.htl for details online application or
call 1.800.640.2657

3. Harvard University is offering free tuition to families of HONOR
STUDENTS if their income is less than $125,000 per year. Visit
www.fao.fas.harvard.edc or call 617.495.1581

4. Syracuse University School of Architecture is desperately seeking
young women and men of color interested in pursuing a 5 yr. professional
degree in Architecture. Contact: Mark Robbins, Dean School of
Architecture, 201 Slocum Hall, Syracuse, NY 13244-1250 (315) 443-256
www.soa.syr.edu/indes.php

5. A free pair of eyeglasses from Target for any child ages 12 and
under who brings a valid prescription for glasses from their doctor. You
can find stores with optical departments at www.target.com

6. APPLY NOW - If you have/know young adults between the ages of
18-31 with a High School Diploma. The Federal Aviation Association is
taking applications for Air Traffic Controller School visit the website
www.faa.gov/jobs_opportunities/airtrafficcontroller/

7. The Jack Kent Cooke Foundation, http://www.jkcf.org/, is offering
two scholarships. The undergraduate transfer scholarship offers $30,000
per year to community college students to complete their bachelor’s
degrees at a four-year college or university. The application is on line
and the deadline is December 6th. The Foundation's graduate Art Award
provides up to $50,000 to students or recent alumni with exceptional
creativity and for up to three years at an accredited graduate school.
The online application will be available November 1st.

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Lattes and Loans: Starbucks Now Offers Small Business Loans

The next time you visit Starbucks you'll see that they are now offering $5 bracelets along with their lattes. Each $5 donation funds the Opportunity Finance Network, which supports Community Development Financial Institutions and local organizations that lend money at low interest rates to small businesses representing underserved areas.

Starbucks CEO Howard Schultz's concern for the unemployment crisis prompted him to organize "Create Jobs For USA", making a call to action for business owners to take charge of stimulating the economy and job market.

Read the Full Article on Daily Finance.

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$83,000 in College Scholarships Available to Minorities in Philadelphia

PHILADELPHIA, Nov. 14, 2011 /PRNewswire/ -- Ronald McDonald House Charities (RMHC®) and the McDonald's Owner/Operators of the Greater Philadelphia Region are seeking qualified applicants from the Greater Philadelphia Region to enter the RMHC Scholars program; the RMHC/African American Future Achievers program for African American high school seniors; the RMHC/Hispanic American Commitment to Educational Resources® (HACER®) program for Latino high school seniors; and the RMHC/Asian Students Increasing Achievement (ASIA) program for Asian high school seniors. Fifty (55) total scholarships are awarded ranging from $1,000 to $5,000 each.

RMHC offers college scholarships to all high school seniors who demonstrate academic achievement, leadership, community involvement, financial need and plan on attending a two- or four-year college during the next academic year.

"RMHC scholarship winners are exceptional students who excel academically while taking on extra leadership roles and volunteering in their communities," said Mike Anton, president of the Ronald McDonald House Charities of the Philadelphia Region, Inc. and McDonald's Owner/Operator. "Each year we are proud to recognize their accomplishments and to help make a college education a reality for these outstanding young role models."

Applicants will be asked to submit a high school transcript, a letter of recommendation and a personal statement detailing their background and community involvement. Applications are available in high school guidance offices and must be completed and postmarked by no later than January 27, 2012. Students, parents or educators can download an application or apply online at www.rmhc.org. For additional information regarding any of the scholarships, please call the scholarship hotline at (215) 790-4320.

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Your Future Depends on Multiple Streams of Income

At some point, every woman has to start over in life. It won't take the worst case scenario to make it happen. You may move to a new city, get a divorce or even change careers.

The process of rebuilding is not something to be afraid of. It is a natural part of your transition from one season of your life to another.

To ease the financial strains of rebuilding it is wise to understand that your job should never be your sole source of income. With a hustler mentality, a mentality that drives you to create multiple streams of income, your transition into your new life will be made much easier.

To set yourself up for your future success, it would be wise to:

1. Invest in your company's 401K. If your company offers this savings plan, use it. It doesn't matter if you don't see yourself staying with that company until you retire, it is a good way to save.

2. Learn how to perform a service with your hands. If for some reason, this society reverts back to a rudimentary way of doing things, for instance, all of the computer systems crash and we go back to a system of bartering, you won't be at a loss. Learn how to cut hair, cook or fix plumbing. Gain skills as a nail technician or my personal favorite- a waitress. Every city has needs for these type of services. No matter where you go, you will find work.

3. Create a product- What is it that you can do better than anyone else? Turn that into a product to sell. Forget about credentials or degrees or someone qualifying you. If you know you can do it, go DO IT. Keep doing it. Qualify yourself through experience.

4. Glamorize who you are. Whatever your situation, you should start sharing it. No one goes through unique experiences so there is someone out there who can learn as you learn. Even if you believe your life is one unlucky experience after the next, share what you have learned through these experiences through a book, a blog or a seminar and develop yourself as a brand. Your misfortune could create your fortune.

5. Investment properties. If you can manage during the upswings in life, buy properties as investments. When things shift, as they always do, you'll have income to fall back on if it means you have to rent or sell your properties.

It is essential that NEVER allow your job to be your only source of income. This creates the illusion that your job is the source of your well being. It is not.

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Worldwide Grant Programs

Compiled by B.J. Schmidt

Grants are sources of money from organizations set aside to help people to obtain their career or social objectives. Listed below are a sampling of worldwide grant programs available to assist you.

1. European Foundation Center

www.efc.be

2. US International Grantmaking Website

www.usig.org

3. Wingsweb

www.wingsweb.org/index.cfm

4. Grantsmanship Center

www.tgci.org

5. http://foundationcenter.org/getstarted/international

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Organizations That Help With Bills, Money & Food

Compiled by B.J. Schmidt

1. http://www.helpforlowincome.com/

2. http://http://www.prosper.com/

3. http://www.cyberbeg.com/

4. http://www.my-donation.com/

5. http://www.modestneeds.org/

6. www.communityactionpartnership.com/about/links/map.asp

7. http://www.benefitscheckup.org/

8. http://www.freecycle.org/

9. http://www.2hands.org/

10. http://gtionline.fdncenter.org/

11. http://www.grantedwish.org/

12. http://www.angelfoodministries.com/

13. http://www.treeofwishes.com/

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April 1 Deadline Fast Approaching for Illinois CPA Society Scholarships

CHICAGO, March 17, 2011 /PRNewswire-USNewswire/ -- Friday, April 1, 2011, is the application deadline for 2011-12 academic year Illinois CPA Society scholarships. Students pursuing an accounting degree with plans to become a Certified Public Accountant (CPA) can apply for these scholarships funded by the CPA Endowment Fund of Illinois:

• Illinois CPA Society Accounting Scholarship: Multiple scholarships up to $2,000 each are available to Illinois accounting students enrolled as seniors or graduate students; financial need is a consideration.
• Herman J. Neal Scholarship: Multiple scholarships up to $4,000 each are available to African-American accounting junior, senior or graduate students.
• Illinois CPA Society Advancing Women in Accounting Scholarship: Scholarships up to$4,000 each are awarded to high-achieving female students going into their senior or fifth year, including graduate studies.
• Textbook Scholarships: This award covers up to $500 in book and curriculum expenses.

Applications are accepted on an ongoing basis for the CPA Exam Award which reimburses the $823 National Association of State Boards of Accountancy (NASBA) fee for students demonstrating achievement and financial need. The next application deadline for this award is June 15, 2011.

To be eligible for these scholarships you must be a permanent U.S. resident or a U.S. citizen currently residing in Illinois and enrolled in an Illinois College or University. Candidates must also have a 3.0/4.0 GPA or equivalent, plan on sitting for the CPA Examination and demonstrate a course of study reflecting this goal. For more information about these scholarships and to apply online, visit www.icpas.org, or call the Students & Young Professionals department at 312.993.0407 with any questions.

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Community Economic Development Fund Lends Money to Businesses That Can't Get Conventional Lending

MERIDEN, Conn., March 15, 2011 /PRNewswire/ -- Businesses are getting big help in a difficult recession from the non-profit Community Economic Development Fund (CEDF), which is committing $4 million in a loan fund for Southwestern Connecticut small businesses. Commercial enterprises ranging from corner stores to small manufacturing plants are eligible for the loans, aimed at helping small businesses that can't get conventional bank loans.

If a small business is in need of working capital, the Meriden-based CEDF will lend it up to $250,000. Up to $500,000 will be available for small businesses to obtain 25-year, fixed rate commercial mortgages on mixed-use property, or to rehabilitate existing business property. SW Connecticut business owners who have a low- to moderate-income and are unable to obtain conventional financing are encouraged to apply. Businesses in Stamford, Bridgeport, New Haven, Danbury and many surrounding communities are also eligible for the loan fund.

Funds for the $4 million loan pool comes from the private sector and is matched by the state of Connecticut. "We are grateful to our investor banks and the state which has made it possible for us to lend this money," said CEDF President and CEO Donna Wertenbach.

Since 1994, CEDF has helped create thousands of jobs by providing money, training and support to small businesses. It has been a leader in lending money to women-owned and minority-owned small businesses. Once a business owner qualifies, CEDF offers training, business counseling and support along with business loans.

Terms of most loans vary, said Wertenbach. "Every business has different needs, and that's why we lend money on flexible terms," she said.

CEDF established the Southwestern Connecticut Segmented Loan Fund after the agency established a similar fund in Eastern Connecticut with great success. That fund, launched in 2003, lent nearly $4.7 million to small businesses in Eastern Connecticut and helped create scores of jobs. The SW Connecticut fund aims to achieve the same goals of helping small businesses by creating jobs and improving communities.

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Pay Day Loans Provide Fast Relief

Need cash in a flash and payday is a week away? You don't have to hike up your skirt and become an escort just yet, try using one of the many payday loan services offered.

If you are currently employed and have an active bank account, payday loan experts can help you dig yourself out of a hole. You don't have to bounce checks and receive those insufficient funds fees.

Payday loans are quick and convenient. You may choose to visit a check cashing store or find a suitable lender online. Because payday loans are a confidential agreement between you and your lender, you need not worry about anyone finding out. Your holidays can be salvaged and your family will never know the difference.

For the Savvy Sister who needs a quick fix in the financial department, this may be the relief you need.


The process:

Find a payday loan vender that you trust either online or at many check cashing stores.

Take your last paystub and they will calculate how much money they can lend you based on how much money you make.

They will make an offer with information about interest rates.

If you accept the offer, you can walk away with the money you need or if you find a lender online, the money will be sent within 24-48 hours.

Be prepared to pay the money back by your next payday and you will fine.

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