How To Survive- Facing A Foreclosure

You can't believe you're going through this. Just a few years ago you seemed to be on top of the world. You bought a new house and spent so much time personalizing it, adding the finishing touches to make it your own and then out of the blue, a hurricane seemed to hit your life and you couldn't make it stop.

Now, the bank is calling and you are so far behind on your house payments that any day now you know you will receive that dreaded letter notifying you of your foreclosure. You're angry. You're frustrated with yourself. You don't know how to make the pain stop because you feel like you're failing at life. Before you decide that you are a failure consider these facts:

• Owning a home does not define your worth as a person.
• If you went through the process of buying and maintaining a home, you have gained a valuable skill and you can do it again. It will be easier next time.
• This is NOT the last home you will own.
• Your home is inside of you, it is never an external place.
• Sometimes you have to take a step backwards, to be free to move forward.
  
• If you have ever had a scar and watched it heal, this blemish on your financial record will heal in the same manner. Don't berate yourself over it.
• Nothing is permanent. Your time in this home may be over, but that doesn't mean it isn't a success story. It is simply another milestone in your life journey.
• Being released from this obligation could lead to the biggest adventure of your life.

Now that you've been introduced to these truths, make plans for the next leg of your journey. Whether it means you have to downsize or move in with relatives, remember that everything happens for a reason. This is serendipity waiting to happen. Look for the blessing and you will find it.

Be at peace. Everything is going to be okay. One day you will look back and this and it will all be a faint memory, just another day in your life story.

Posted in: Survival Series