How To Survive- Facing A Foreclosure

You can't believe you're going through this. Just a few years ago you seemed to be on top of the world. You bought a new house and spent so much time personalizing it, adding the finishing touches to make it your own and then out of the blue, a hurricane seemed to hit your life and you couldn't make it stop.

Now, the bank is calling and you are so far behind on your house payments that any day now you know you will receive that dreaded letter notifying you of your foreclosure. You're angry. You're frustrated with yourself. You don't know how to make the pain stop because you feel like you're failing at life. Before you decide that you are a failure consider these facts:

• Owning a home does not define your worth as a person.
• If you went through the process of buying and maintaining a home, you have gained a valuable skill and you can do it again. It will be easier next time.
• This is NOT the last home you will own.
• Your home is inside of you, it is never an external place.
• Sometimes you have to take a step backwards, to be free to move forward.
  
• If you have ever had a scar and watched it heal, this blemish on your financial record will heal in the same manner. Don't berate yourself over it.
• Nothing is permanent. Your time in this home may be over, but that doesn't mean it isn't a success story. It is simply another milestone in your life journey.
• Being released from this obligation could lead to the biggest adventure of your life.

Now that you've been introduced to these truths, make plans for the next leg of your journey. Whether it means you have to downsize or move in with relatives, remember that everything happens for a reason. This is serendipity waiting to happen. Look for the blessing and you will find it.

Be at peace. Everything is going to be okay. One day you will look back and this and it will all be a faint memory, just another day in your life story.

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The Missing Key To Success

We're out here grinding, taking risks, being innovative and fearless. We have the knowledge and skillset to succeed, but we are missing one key ingredient to achieving our success. Understanding this key will lead you to emotional freedom and satisfaction simply because once you master it you will no longer experience the frustration of a dream yet realized.

Are you ready for the secret behind every success story you've ever heard of?

Here goes-

The key to success is BEING FAITHFUL WHERE YOU ARE.

Don't be shocked and disappointed. Learning to activate this key will bring you an unparalleled level of peace because you'll be able to build a much firmer foundation for your success. No, I'm not talking about being complacent. I'm trying to help you understand that where you are right now is the perfect place to be in your journey toward your goal.

As you take steps, building your dream brick by brick, being patient and faithful where you are is a skill set that will travel with you when you reach your next level. Your dream fulfilled will not end there. It is very likely that after the dream is fulfilled, you will have to work just as hard to maintain it. That is where this key comes into play. Life is never really a resting place. Our minds are consistently yearning for new experiences and new circumstances so your restlessness will probably never go away.

Learning to be faithful where you are and enjoying the process of the creation of your dreams is an AHA moment that is unmatched in satisfaction. So go ahead and relax a little as you sort through your daily to-do list and understand that today will one day be a memory that you should be able to look back on and smile.

You're okay. You're headed in the right direction. You've done all you can and you're still inventing ways to do more. You are awesome. Just keep moving your hands and making wishes with your heart and you'll get there.

Be faithful where you are. Do your best everyday, even during the times you feel small. Your faithfulness will be rewarded.

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5 Reasons You Should Dump Your Bestfriend

It's been 20 years since you met. You've gone through almost everything together, first boyfriends, losing your virginity, first heartbreak, college entrance exams and even trudging through university.

Now that you're officially adults with the bullet wounds to prove it, somehow, her presence in your life doesn't seem as appealing as it once was. Sometimes, when you look at her, you still see the little girl you shared lunch with back when you were teens but you're aching to move on from that time of your life.

You don't want to seem like a bad person, but you've outgrown the conversations, the stories and the repetitiveness of life. You try to talk yourself out of it, but it becomes even more clear, you want a break from this relationship so you can clear your head a bit.

Here are 5 Reasons Why You Should Dump Your Bestfriend

1. She depends on you to help her make all of her important decisions.
If you have a friend who desperately needs you to help make the little decisions in life, chances are she has become dependent on you. You may think to yourself, "But she needs me." No, what she needs is to learn how to stand on her own. It's a wonderful thing to be there for a friend in need but it's even better to let her learn how to become dependent on herself.

2. She competes with you for the 'woe is me' award.
For every sad circumstance you face, your BFF has an even more dramatic and victimizing story. She allows you to make excuses for not being your best self and coddles you when you're feeling like a failure. This is not a good friend to have in your corner because she's secretly enabling you to remain stagnant.

3. She believes drama is a standard part of every romantic relationship.
Every relationship has a bit of drama, or so she believes. When her man cheats on her or is emotionally abusive to her, she chalks it up to the ebb and flow of the relationship and is patient enough to wait it out, hoping he'll change his ways. She encourages you to do the same and you do follow suit, until you find yourself alone with 3 kids from 3 different fathers and no one to turn to for help.

4. She's afraid to fail.
There's no greater detriment to a mover and shaker than someone who constantly reminds them that the risks outweigh the rewards. She wants you to stay with her and be comfortable, even though she is generally unhappy. She encourages you by saying, "You can't change the world."

5. Still complaining about the same things she complained about 10 years ago.
It was cute when you were teenagers but the same old sob stories are getting old. How many times can you hear, "I think he's cheating on me." How many times will you have to repeat the same words of encouragement to the same person who simply does not get it? You want to grow but this relationship that was once a benefit to you, actually seems like a burden these days.


So, how do you get the monkey off your back without seeming like a cruel and evil friend? First, you have to understand that every relationship has its season. You don't have to END your friendship but you can make some adjustments that will give you the freedom you need to grow.

Try:
1. Answering every other call you receive from her.
2. Call her back only after you have done work towards your goals each day.
3. Tell her you'll call her back when she goes in on those 'woe is me' stories.
4. Tell her that you believe she can figure things out on her own and to call you back when she has made a decision.

You aren't abandoning your friend, you're simply making adjustments for your own growth and success. Hopefully your friend will learn to ride life's waves with you. If not, you can still be proud of yourself because you have been a good friend while it lasted.

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VIDEO: Be Fearless Like The Honey Badger

According to this video, the Honey Badger is the most fearless animal alive. It is willing to take bee stings, animal attacks and even a cobra bite just to satisfy its hunger.

What are you hungry for? Is fear of being stung holding you back? Learn how not giving a shit will get you where you want to be, just like the Honey Badger, cuz, the Honey Badger doesn't give a shit when it's going after its goal.

VIDEO BELOW:

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How To Win An Argument In Less Than 2 Minutes

Are you tired of going around in circles by trying to prove your point during an argument? Do you find that the longer you talk, scream and throw things, they still don't understand you?

Today I'm going to teach you how to win any argument in less than 2 minutes. This technique will leave your verbal sparring partner at a loss for words and you will have the victory in the end.

The argument begins

"I asked you to buy orange juice," you say as your bewildered partner shows up with lemonade.

"No, you didn't. You just asked for juice," your partner counters back.

"Yes, I did. You did the same thing last week when I asked you to get the tires rotated and you came back with new tires."

"The car needed new tires!"

"No it didn't, they just needed a rotation! But just like the simpleton you are, you let the sales guy talk you into spending $400 on new tires that we don't need. This is coming out of YOUR paycheck, not mine buddy!"

"I am so tired of you and this blame game!" your partner shouts. "I can't do anything right in your eyes! I told you, the tires needed to be replaced!"

Your eyes grow wide as you imagine....

This is the point where you can begin to scream at your partner about everything that they do wrong in life, listing countless examples of their obvious loss of competency and/or hearing or...

you can simply say- "You may be right. I'm sorry."

WHAT?!!!

But I'M right! Why should I back down?

2 Reasons. 1) Confuse the engager 2) You win.

By softly admitting that you could be wrong, you confuse the person you are engaging in an argument with because they are high on adrenaline and ready to release all of the tension in their lives on you. You let the air out of their balloon by agreeing with them, which causes them to step back and examine your face and your motives.

Smile sweetly. You can even bow and blow them a kiss.

If you really want to sucker punch them say something like, "You're the King."

Be sincere about it though, any hint of sarcasm will push them to start railing on you verbally. Then to put the icing on the cake, make dinner for them.


A nice dinner will do the trick. Make something they love and when you serve it to them, do it with a smile. They will be afraid to eat it and will walk on egg shells around you, wondering what you are up to. This can last for weeks if you keep up the good girl behavior long enough and there will be no arguments during this time because they are waiting for you to explode.

You can go in the bathroom to laugh at them and never let on that you tricked them.

There is nothing wrong with admitting you could be wrong, even when you know that you are right, it saves a lot of hassle and debate unless you simply LOVE the make up sex- in that case- argue away!

For My Savvy Sisters: How do you handle arguments with the people you love? Do your tactics work?

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7 Things Your Child Needs To Hear You Say

Our words speak life into the lives of our children. More than child birth, the words we share with them shape who they are as children and who they will become as adults. In essence, we are mini Gods to them and in playing this role we should try to impart as much encouragement as we can so that they will feel safe, loved and valued.

If you haven't already, please take the time to whisper these 7 phrases to your child at some point in their early childhood development and watch your child's quality of life soar.



1. Everyone makes mistakes.
When your child makes a mistake you might be quick to administer a swift punishment to teach him a lesson. Soon, they will come to expect these punishments as a result of every mistake. It may be a good idea to surprise them by offering grace every so often. By letting your child know that everyone makes mistakes and letting them off with a warning, they will learn to forgive themselves and move on more quickly when they make an undesirable decision in their adult lives.

2. I love you.
We tend to show love the best way we know how. We make sure our children are fed, have clothes are entertained and have a decent place to live. For many parents, this is their way of showing love but it is also important to SAY the actual words.

Children are forming their idea of this world by how parents treat them and what they see in books and on television. In their little minds, your taking care of their needs may be something they feel you are obligated to do so they won't equate love with their well-being. They won't even know how much effort it takes to provide for them until they have children of their own. Instead of simply buying them the things you wished you had as a child, be sure to let them know, "I do this because I love you."

3. I'm glad you were born.
Even though this sounds a little cheesy, it's actually a good practice to have on every birthday your child celebrates. To know that their parent appreciates that they are alive will ease their fears about the world and allow them to feel purpose and loved. They will carry this feeling with them into adulthood and have more healthy and meaningful relationships with others.

4. Everything is going to be okay.
When a child does something that is out of line we rush to correct them but it is also important that after the correction, we allow them the relief of knowing that everything is okay. Children live in their own little cocoon where they are the center of the world and they often mirror our reactions to events and circumstances. No matter how devastating the event may be in our own lives or their world, a simple assurance that everything will be okay will be like a message sent from the heavens because if Mom said it, it must be true.

5. Sleep tight.
It's 9pm and all you want to do is have a glass of wine and fall asleep with your laptop next to you but before you rush your kids into their beds it is important that you give them a well wish. As your child falls asleep this well wish will linger in their minds and they will rest better and lull them to sleep like the most beautiful lullaby.

6. You're the best thing that ever happened to me.
Even if your kids drive you crazy, at some point in their lives you should pull each one to the side and make this statement. It's not about lieing to your children, it's about letting them know that their presence in your life is valued and their existence is cherished. The best age to say this to your child is before they hit middle school and everything you say evokes an eye roll.

7. We're having breakfast for dinner.
Outside of not being able to afford a decent meal and having to disguise your lack of resources as fun, having breakfast for dinner and announcing it to the kids is a playful way to show them that it's okay to break the rules sometimes and it will spice up your home life and your child's heart.


For My Savvy Sisters: What did your parents say to you that made you smile and feel loved as a child?

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